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Property insurance provides essential protection for businesses against various risks such as fire, theft, and natural disasters. It covers the physical structure of buildings, as well as inventory. Property insurance policies can also include coverage for business interruption, helping mitigate financial losses during periods of forced closure.
Our team is here to assist our clients to understand and manage property and business interruption risks, so that they can prioritize and focus on their business. We offer a holistic view, addressing the full spectrum of risks and aiding in cost reduction and resilience building. Our aim is to embrace a collaborative risk management approach for peace of mind and a competitive edge.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
FAQ*
How can Property Insurance benefit me?
Having a robust property insurance can go a long way in supporting your business. Here are the top five reasons for buying property insurance: a. Prepares and protects from unexpected and unpredictable calamities. b. Ensures Business Continuity despite an adversity. c. Instils faith in your customers d. Contributes to stability in work environment. e. Protects your investment.
Can I insure jewellery, ornament and art work under my property insurance policy?
Items like jewellery , art work, shares, cash etc can only be covered if prior consent has been given by the insurer to cover the same. Specific request needs to be made to the insurer for covering such items and it is subject to valuation where necessary.
How does one fix the sum insured?
The most common methods for arriving at sum insured Market Value (MV) and Reinstatement Value (RIV). In the case of M.V, in the event of a loss, depreciation is levied on the asset depending on its age. In the RIV method, the insurer shall consider the cost of replacement subject to the overall S.I. Under this method, no depreciation is levied and this is applicable only for fixed assets.
Which policy would protect my transit risks?
Transit risks can be covered by opting for a marine insurance policy. An “all risk” marine cover offers a wide coverage for your goods in transit.
Which is the best suited property policy for my business?
The are many options available in the market, for eg: Bharat Griha Raksha, Bharat Sookshma Udyam Suraksha, Bharat Laghu Udyam Suraksha and Standard Fire & Special Perils Policy which provide coverage for properties against fire and allied perils such as flood, riots, lightening, impact damage etc. Other risks like loss or damage to assets due to burglary and theft can be covered under a Burglary & House Breaking Insurance Policy. Valuables can be covered under All Risks Policies and there are package policies for house owners and shopkeepers.
I love my passport?
Protecting businesses place great weight on lots of things. But what we don’t really seem.
How we can help?
Our team’s in-depth technical understanding of the various products offered across the industry helps you to choose the most appropriate cover at the best possible rates.
We constantly review your risks to ensure that the covers are up to date.
The assistance continues in times of unpredicted claim situations by ensuring that the business continues with minimal disruption.
*These Frequently Asked Questions (FAQs) are provided for informational purposes only and do not constitute legal, financial, or insurance advice. While every effort has been made to ensure the accuracy and reliability of the information provided, it should not be relied upon as a substitute for professional advice tailored to your specific circumstances.
Insurance policies and regulations may vary by jurisdiction and may change over time. Readers are encouraged to consult with qualified insurance professionals or legal advisors regarding their individual insurance needs, coverage options, and any questions or concerns they may have.
For more details, please write to [email protected]
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EMPLOYEE & HEALTH BENEFIT
With extensive experience spanning decades, we develop innovative, tailor-made programs prioritizing employee experience, administrative efficiency, and technology-driven support systems. Our focus is on delivering cost-effective benefits programs, ensuring clients receive customized, high-value solutions that meet their specific needs with excellence.
Property Insurance
Property insurance provides essential protection for businesses against various risks such as fire, theft, and natural disasters. It covers the physical structure of buildings, as well as inventory. Property insurance policies can also include coverage for business interruption, helping mitigate financial losses during periods of forced closure.
Liability insurance
Organizations today face numerous new age risks including cybersecurity risks, data breaches, political instability, regulatory changes, public image crises, and organized crime. Addressing these risks alone can be overwhelming, but we are here to help. Our advisors offer specialized expertise to help manage these new age risks effectively.
Small and Mid-size Businesses
As trusted advisers committed to our clients’ best interests, our team provides a comprehensive understanding of the entire risk market. We strive to offer competitive coverages and negotiate the best insurance solutions for small commercial businesses. Our focus is on providing comprehensive, cost-effective, and hassle-free insurance programs, so that our clients can concentrate on running and expanding their business.
HNI Suite
Our team of seasoned professionals comprehends that substantial personal assets and wealth necessitate specialized expertise and service. Collaborating closely with our high-net-worth clients, we delve into their long-term objectives, crafting bespoke risk management programs to shield their assets.
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